Original article published 22.06.2025, David Bonaddio, Realestate.com.au
In today’s market, waiting for the “perfect” moment could cost you more than you think. For younger Aussies, the smartest move is getting into property sooner and rentvesting might be the key.
Over the last decade, property in many parts of Melbourne has delivered impressive growth particularly in outer suburbs where values have surged as infrastructure, population, and demand continue to rise.
While some buyers are sitting back trying to save a bigger deposit, savvy investors are finding ways to get into the market now, and they’re reaping the benefits of growth that saving simply can’t match.
At OpenCorp, we’ve worked with thousands of everyday Australians who’ve built wealth by acting early. The lesson is clear: it’s not about buying the perfect property in your dream suburb, it’s about getting your foot in the door and letting the market work for you.
“The longer you wait, the more the market can move beyond your reach,” says OpenCorp CEO Cam McLellan. “It’s about progress, not perfection. The first step sets you up for the next.”
One of the most effective ways for younger investors to get started is rentvesting — renting in a lifestyle suburb while investing in an affordable growth area.
This strategy gives you flexibility in your personal life while allowing your money to work harder in the background. You’re not locked out of the market — you’re using it to your advantage.
“Rentvesting allows buyers to maintain their lifestyle while building a future,” says Advocacy director Madeleine Roberts. “They’re not compromising, they’re getting smart.”
What truly separates property from other strategies is the ability to leverage your deposit to control a much larger asset. With just 10–20% down, you’re exposed to 100% of the property’s growth, something no savings account or fixed investment can offer.
And when you factor in rental income and tax advantages, the benefits compound quickly.
“Property isn’t just about bricks and mortar, it’s about how you use the system to build wealth,” Cam explains. “Leverage gives you a huge head start.”
Every year you delay buying, you risk needing a bigger deposit, borrowing more, or settling for less. That’s why getting in early, even modestly, puts you in a better position long-term.
At OpenCorp, we’ve seen clients buy their first property using a rentvesting strategy, then use the equity they gained in just a few years to secure their next. It’s a stepping-stone approach that works. You don’t need to have everything figured out. You just need a plan and a partner to help you execute it.
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