Want to use your Super to invest in property?
For some Australians, a Self-Managed Super Fund (SMSF) offers a way to take control and invest in residential property if it’s structured right.
SMSF property investing that’s about control, not complexity
SMSFs offer flexibility, but they also come with rules. We guide you through the lending and property process, help you avoid common pitfalls, and coordinate with your licensed advisor to make sure everything is aligned and compliant.
Understand what SMSF property rules allow
We help you make sense of what’s possible the property strategy, so you can invest with confidence and clarity.
Get the structure right from the start
From deposits and loans to ownership structure and timing, we support you in setting things up the right way.
Work with the right team
You stay in control of decisions, while we handle the property and lending side, and your advisor supports the financial advice.
A process that gives you clarity, not confusion
Whether you’re still deciding or ready to move forward, we make sure you have a clear picture of how the property piece fits.
Not sure where Super fits in,
or if it even can?
Many investors are interested in buying property through SMSFs but feel overwhelmed by the setup, the responsibilities, or what’s involved. That’s where we come in; to give you the facts, walk you through the process, and help you decide what makes sense.
Understand what’s involved before you commit
We’ll explain how the lending works, what property types are eligible, and what you need to consider.
We don’t give financial advice but we work closely with those who do
If you’re still weighing up whether an SMSF is right for you, we’ll refer you to a licensed advisor to explore your options.
Long-term focus, smart structure
SMSF property investing is a long game. We help make sure the strategy and asset support your future, not just your now.
Stay compliant, every step of the way
From property selection to loan structure, we guide the process in line with SMSF rules so nothing puts your fund at risk.
The biggest mistake SMSF property investors make?
Rushing in without understanding the structure, rules, and responsibilities which can lead to costly mistakes. We guide the lending and property process step-by-step and work closely with your licensed advisor to ensure everything is set up correctly and aligned with your fund’s long-term goals.
We’ll make sure you get:
SMSF property lending support
Clear strategy aligned with SMSF rules
Coordination with your licensed financial and legal advisors
End-to-end support with strategy, lending and property selection
If SMSF property investment fits your goals, we’ll help you take action with clarity and support. No confusion, no guesswork, just a structured approach to doing it the right way.
How to get started step-by-step
FAQs for SMSF investors
Can I use my Super to invest in property?
Yes, under certain conditions. The ATO allows SMSFs to invest in property if it meets specific requirements around lending, fund purpose, and structure.
Can OpenCorp give me personal financial advice?
No. We are not licensed to provide personal financial advice about Superannuation. But we can explain the general SMSF lending process based on what is available via the ATO and recommend trusted financial advisors for tailored advice.
Do I need a certain amount in my Super to start?
Typically, lending criteria dictate that SMSF’s need at least $150K–$200K to consider direct property investment, though this varies. We’ll help you assess whether it’s viable.
Can I live in the property I buy through my SMSF?
No. SMSF property must be for investment purposes only and cannot be lived in by the member or their family. This is an ATO requirement.
What are the risks?
SMSFs have strict rules and long-term commitments. We’ll help you understand the structure, but you’ll need licensed advice to assess whether it suits your full financial position.
Disclaimer
OpenCorp does not provide financial product advice, taxation advice, or legal advice. This content is general in nature and does not consider your objectives, financial situation, or needs. Before acting on any information about SMSFs or property investment, you must obtain advice from a licensed financial adviser, accountant, or tax professional.
Nothing on this page constitutes an offer to acquire a financial product or establish an SMSF. SMSF lending must comply with ATO regulations and involves strict structural requirements. For more information, visit ato.gov.au.
Want to explore how property could fit into your Super?
We’ll help you understand what’s possible, guide you through the lending process, and ensure your next move is structured for the long term. No pressure, no sales pitch – just clear, strategic support based on your goals.
