Are you paying a bank loyalty tax?
Your lender isn’t always going to tell you when there may be a more competitive rate available.
Featured In
Could there be a better rate for you?
One client* recently came to OpenCorp Finance to review their lending.
We identified:
Approximately $9,300 in annualised interest savings
Around $775 a month of interest savings
A more competitive available rate
You might already have a competitive rate. But if you don’t, wouldn’t you rather know?
With almost 1 in 3 Australian mortgage holders now considered ‘at risk’ of mortgage stress**, there’s a good reason to make sure you’re not paying more than you need to.
Disclaimer
This information is general in nature and does not take into account your personal circumstances, objectives or needs. Consider whether this information is appropriate for you before acting. OpenCorp Finance Pty Ltd is a corporate credit representative (credit representative 499651) of Connective Credit Services Pty Ltd (Australian Credit License 389328).
Financial Health Check and LoanTools results are indicative only and are based on the information provided. Results do not constitute a loan offer, approval or guarantee of savings. Actual rates, repayments, fees, lending options and eligibility will depend on your individual circumstances and applicable lender credit criteria.
*Client example is based on actual OpenCorp Finance client outcome and is illustrative only. Individual outcomes vary. Stated savings are based on the circumstances at the time. Refinancing may involve fees and other costs and may not result in savings.
**Source: Roy Morgan Single Source (Australia), July 2026. 32.5% of Australian owner-occupied mortgage holders were considered ‘at risk’ of mortgage stress. Published 1 September 2026.