Buying your next home? Make it simple
Upgrading, downsizing, or relocating? We handle the paperwork, maximise your borrowing power, and get you approved, fast.
Your next home, without the hassle
Know exactly what you can afford
Understand exactly how much you can spend before you start house hunting.
Buy first or sell first? We’ll help you decide
We weigh up timing, cash flow and risk to map the smartest path forward for you.
Fast approvals, no waiting around
80% of our loans are approved in 10 days or less. No guesswork, no delays.
We do the heavy lifting
From paperwork to negotiating with banks, we handle the process, so you don’t have to.
Structured for now and what’s next
We don’t just get you a loan, we set you up for your next move.
Don’t overpay or get caught out
We flag hidden fees, inflexible loan terms, and bad bank deals before they become your problem.
The right loan for your next move
Your next home loan should fit your lifestyle and financial goals, not just get you approved.
Flexible loan options
Fixed, variable, offset. We find what works best for you.
The biggest mistake next home buyers make
Many next home buyers assume they should stick with their current bank, but that’s where big savings get missed.
We make sure you get:
Competitive rate that saves you money
Loan structure that works for your long-term goals
Stress-free approval process, handled for you
Whether you’re upsizing, relocating, or buying before you sell, we’ll help you structure the right loan backed by a personalised strategy, not guesswork.
What out clients say
I’ve had an outstanding experience with OpenCorp. The whole process was seamless from start to finish. The team were professional, knowledgeable, and supportive throughout every stage. They made the entire journey, from finding the right property, securing finance, right through to property leasing and management completely stress-free.
Michael
We have 2 properties with Opencorp. They have a team of superstars ready to answer anything that needs addressing. Our experience was smooth and stress free, exactly what you want when starting out on an investment journey. Exceptional service 10 out of 10 and we have absolutely no hesitation in recommending Opencorp to anyone looking to start or build on their investment property journey.
Elise
Adrian
How to get your next home loan step-by-step
Moving to your next home? Here’s how we make it simple and stress-free.
Next home buyer FAQs
How do I know how much I can borrow for my next home?
Your borrowing power depends on your income, existing mortgage/loans, and equity in your current home. We assess your finances and tell you exactly what you can afford.
Should I sell my current home before buying my next one?
This depends on your financial situation and market conditions. We help you weigh up the pros and cons and explore options like bridging finance.
What is bridging finance, and how does it work?
Bridging finance lets you buy your next home before selling your current one. You’ll have a short-term loan that covers both properties, which is paid off once you sell. It’s a great option if structured correctly.
Can I use my home equity to buy my next property?
Yes! If your home has increased in value, you can use that equity as a deposit for your next home, reducing the need for savings. However, we would need to tailor our advice to your personal situation.
Will I have to pay stamp duty again?
Most likely, yes, but some downsizers and owner-occupiers qualify for discounts or exemptions. We’ll check what applies to you.
Can I refinance my existing mortgage instead of getting a new loan?
Yes. In some cases, refinancing with a new lender can get you a better deal than sticking with your current bank. We’ll compare both options for you.
How do I avoid paying more interest on my new loan?
We structure your loan properly from day one negotiating better rates, choosing the right repayment strategy, and avoiding unnecessary fees.
How quickly can I get approved for my next home loan?
It depends on the lender, but with the right paperwork, we can get formal approvals sorted in as little as 48 hours. The key? Getting your documents sorted early and that’s where we help.
Can I keep my current home as an investment property?
Yes! If it makes financial sense, you can keep your home and use rental income + equity to fund your next purchase.
What’s the biggest mistake next home buyers make?
Sticking with their current lender without checking their options. Many banks don’t offer their best rates to existing customers so refinancing could save you thousands. It doesn’t pay to be loyal to your bank.
Take the next steps towards your new home.
Your next home is closer than you think. Let’s make it happen.