Exclusive loans for
doctors, dentists
&
healthcare professionals
We specialise in securing the best loan terms for doctors, dentists, and other healthcare workers, so you can focus on your career while we handle your finance.
Why medical professionals get better loans
Lenders consider medical professionals low-risk borrowers, which means better loan terms, faster approvals, and lower upfront costs. But not all banks offer these benefits upfront, you need the right lender, and that’s where we come in.
Borrow more with lower deposits
Eligible professionals can access higher loan amounts with as little as 5% deposit. No long savings-timeline needed.
Waived LMI for medical professionals
Most lenders waive Lenders Mortgage Insurance, helping you avoid thousands in unnecessary costs added to your loan.
Exclusive rates for healthcare workers
Get access to discounted interest rates not available to the general public, based on your profession and financial position.
Faster approvals with minimal delays
80% of our medical professional loans are approved within 10 days so you can move forward with confidence.
No fees for our expert guidance
We’re paid the same by all lenders (not by you) so you get expert advice with your best interests at the centre.
End-to-end loan management
We manage the process from paperwork to approval, keeping things clear, efficient, and aligned with your goals every step of the way.
Loans designed for healthcare professionals
Whether you’re buying your first home, upgrading, or building your investment portfolio, we structure your loan for maximum flexibility and long-term benefits.
Investment property loans
Use your strong financial position to build wealth through property.
Flexible loan structures
Offset accounts, interest-only, and tailored repayment options.
The biggest mistake medical professionals make
Many doctors and healthcare workers go straight to their bank, only to miss out on better deals. Banks don’t always tell you about exclusive lender benefits, meaning you could end up paying more than necessary.
We make sure you get:
The best loan terms available to medical professionals
A lender that understands your financial situation
A strategy that supports your career and wealth-building goals
Many healthcare professionals miss out on better loan benefits because most banks won’t offer them upfront. We’ll match you with a lender that recognises your profession and sets you up for long-term success.
What out clients say
I’ve had an outstanding experience with OpenCorp. The whole process was seamless from start to finish. The team were professional, knowledgeable, and supportive throughout every stage. They made the entire journey, from finding the right property, securing finance, right through to property leasing and management, completely stress-free.
Michael
We have 2 properties with Opencorp. They have a team of superstars ready to answer anything that needs addressing. Our experience was smooth and stress free, exactly what you want when starting out on an investment journey. Exceptional service 10 out of 10 and we have absolutely no hesitation in recommending Opencorp to anyone looking to start or build on their investment property journey.
Elise
Adrian
How to get a medical professional loan step-by-step
Applying for a medical professional loan? Here’s how we make the process simple and stress-free.
Medical professional loan FAQs
Who qualifies for medical professional home loan benefits?
Yes, some lenders offer higher loan amounts to medical professionals due to their stable income and strong financial position.
Do I need a 20% deposit to avoid LMI?
No! Many lenders waive LMI for medical professionals with as little as 5-10% deposit.
Do medical professionals get lower interest rates?
Yes, some lenders offer higher loan amounts to medical professionals due to their stable income and strong financial position.
Can I use a medical professional loan for investment properties?
Absolutely! Many of our medical clients use these benefits to build wealth through property investment.
How quickly can I get approved?
It depends on the lender, but with the right paperwork, we can get formal approvals sorted in as little as 48 hours. The key? Getting your documents sorted early, and that’s where we help.
Do I have to be a fully qualified doctor to access these benefits?
Not necessarily, some lenders extend benefits to interns, residents, and medical students in training.
Do I have to go to a specific bank for these deals?
Yes, not all banks offer medical professional benefits. We find lenders that provide the best deals for your situation.
Can I refinance my loan later to get better terms?
Yes! We regularly review our clients’ loans to ensure they stay on the best deal as new offers become available.
What’s the biggest mistake medical professionals make when getting a loan?
Going straight to their bank and missing out on exclusive benefits. We make sure you get the best loan terms available.
Get the right loan for your career and your future.
You’ve worked hard to build your career, now let’s make sure your loan works just as hard for you.