Smart, scalable
finance for
property investors
The right loan isn’t just about approvalit’s about boosting borrowing power, unlocking equity, cutting interest, and growing your portfolio long term
Loans structured for wealth creation
Most banks and brokers focus on getting you a loan. We focus on getting you the right loan, structured for long-term financial success so you can scale your property portfolio safely.
Maximise borrowing power
Stop overpaying and secure. amore competitive deal so you can pay your mortgage off faster.
Reduce interest & increase cash flow
Free up cash flow by lowering your monthly mortgage costs.
Access equity to grow
your portfolio
Use the equity in your property to fund renovations or grow your portfolio.
Tax-effective lending strategies
Loans structured to work in your favour, not the bank’s.
No fees for our
expertise
We’re paid the same by all lenders, so there’s no bias just the right loan for your goals.
Avoid common
lending traps
No cross-collateralisation. No rigid terms. Just structure that keeps you moving forward.
The right loan to build your portfolio
Different investments require different lending strategies. We match you with a loan that supports your investment strategy and goals.
Interest-only vs. principal & interest
Structure your repayments to maximise cash flow.
Cross-collateralisation risks
Avoid the traps that limit your borrowing power.
The biggest mistake property investors make
Most investors trust their bank to give them the best deal, but banks don’t care about your investment strategy. They care about selling their own products and mitigating their own exposure.
We make sure you get:
Loan structures that help you scale your portfolio
Competitive rates that keep more money in your pocket
Expert guidance that banks simply don’t provide
We simplify the entire loan process; from deposit options to lender choice, so you can buy with clarity, confidence, and a plan that works.
What out clients say
I’ve had an outstanding experience with OpenCorp. The whole process was seamless from start to finish. The team were professional, knowledgeable, and supportive throughout every stage. They made the entire journey, from finding the right property, securing finance, right through to property leasing and management completely stress-free.
Michael
We have 2 properties with Opencorp. They have a team of superstars ready to answer anything that needs addressing. Our experience was smooth and stress free, exactly what you want when starting out on an investment journey. Exceptional service 10 out of 10 and we have absolutely no hesitation in recommending Opencorp to anyone looking to start or build on their investment property journey.
Elise
Adrian
How to get an investment loan
step-by-step
Investment loan FAQs
How much deposit do I need for an investment property?
Most lenders require 10-20% deposit, but you may be able to use equity from another property instead of cash savings. We will evaluate the best option for you based on your goals and investment strategy long-term.
Should I get an interest-only or principal & interest loan?
Interest-only loans can maximise cash flow, while principal & interest loans reduce debt faster. The best choice depends on your investment strategy.
Can I use my home’s equity to invest in property?
Yes! If your home has increased in value, you can leverage your equity as a deposit for your next investment property. We will work through this with you to see how much you can leverage based on your goals and strategy.
What’s the best loan structure for investors?
It depends on your goals. We help investors avoid cross-collateralisation risks, optimise tax benefits, and structure loans to maximise future borrowing power.
Can I buy an investment property with no deposit?
Yes, if you have enough equity in another property, you may not need a cash deposit at all.
How do I avoid overpaying on my investment loan?
We review your loan regularly and refinance when better deals become available so you never get stuck paying more than you should.
How quickly can I get approved for an investment loan?
It depends on the lender, but with the right paperwork, we can get formal approvals sorted in as little as 48 hours. The key? Getting your documents sorted early and that’s where we help.
What tax benefits come with investment loans?
Investors may be able to claim loan interest, depreciation, and other property expenses to reduce taxable income. We work with your accountant to maximise your benefits.
Can I refinance my investment loan to access equity?
Yes, many investors refinance to release equity for their next purchase or secure a better rate.
What’s the biggest mistake property investors make?
Relying on their bank instead of an investment finance expert. Banks sell products we structure loans to build wealth.
Start financing your next investment the right way
A smart loan structure can be the difference between one property and a portfolio. Let’s set you up for success.