Home &
investment loans
designed for athletes
We take the guesswork out of the process, help you get approved fast, and make sure you get the best loan for your needs.
Why athletes need specialist loans
Traditional banks often see short-term contracts, sponsorship deals, and prize money as unstable income, even when you’re earning well. We work with lenders who understand professional sports and structure loans that work for your career and investment goals.
Income types accepted
We work with lenders who understand contracts, bonuses, prize money and sponsorships so your full income counts.
Buy with a smaller deposit
Access up to 90% LVR and avoid Lenders Mortgage Insurance (LMI) saving you thousands upfront.
Higher borrowing power
Your earning potential is strong, even on a short contract. We match you with lenders who recognise that.
Loans structured around your career
We align repayment terms with your contract length, cash flow needs, and off-season income patterns.
Build wealth while you work
Secure a home or investment property now, while your income is at its peak, not just after retirement.
No fees for our expertise
Our service is free. We’re paid the same by every lender, so our advice is focused solely on what’s best for you, not theirs.
The right loan, structured
for your career
Athletes have unique income patterns, so a standard loan won’t always fit. We tailor loans to align with your career length, future earnings, and financial goals.
Tailored terms for short-term contracts
We match loan terms to your contract length, peak earning years, and future career plans.
Flexible repayments to match your cash flow
Access interest-only or offset structures to support cash flow during and after your playing career.
Secure a home while you're playing
Buy now with a strong income profile, and structure your loan to support future investments.
Build wealth beyond the game
Leverage your earnings to secure long-term investments that support life after sport.
The biggest mistake athletes make
Many athletes go straight to a bank only to get rejected or locked into the wrong loan. Banks don’t always understand variable income streams, meaning you could miss out on a better deal.
We make sure you get:
A lender that understands how athletes earn
A loan structure that supports your career and future plans
A strategy to build wealth beyond your playing years
Whether you’re on a short-term contract or earning through bonuses and sponsorships, we’ll match you with a lender who sees your full financial potential and structure the right loan for your career and beyond.
What out clients say
I’ve had an outstanding experience with OpenCorp. The whole process was seamless from start to finish. The team were professional, knowledgeable, and supportive throughout every stage. They made the entire journey, from finding the right property, securing finance, right through to property leasing and management, completely stress-free.
Michael
We have 2 properties with Opencorp. They have a team of superstars ready to answer anything that needs addressing. Our experience was smooth and stress free, exactly what you want when starting out on an investment journey. Exceptional service 10 out of 10 and we have absolutely no hesitation in recommending Opencorp to anyone looking to start or build on their investment property journey.
Elise
Adrian
How to get a professional athlete loan step-by-step
Applying for a loan as an athlete? Here’s how we make the process simple and stress-free.
Professional athlete loan FAQs
Can I get a home loan if I’m on a short-term contract?
Yes! Some lenders accept professional athletes on short-term or fixed-term contracts, but you need the right lender, we find the best options for you.
Will banks accept sponsorship and prize money as income?
Some will, but not all banks assess variable income correctly. We match you with lenders who understand how athletes earn.
Can I buy a home with a low deposit?
We compare 70 lenders to find you the best option, whether you’re looking for a low-deposit home loan or a strategy to maximise your borrowing power.
Can I borrow more than standard lending limits?
Yes! Many lenders offer higher borrowing power to professional athletes based on future earning potential.
Can I get an investment loan while still playing?
Absolutely! Many athletes start investing early to build financial security beyond their playing career.
How quickly can I get approved?
It depends on the lender, but with the right paperwork, we can get formal approvals sorted in as little as 48 hours. The key? Getting your documents sorted early and that’s where we help.
Do all banks offer loans for athletes?
No, many banks don’t understand athlete income structures. We find lenders that do.
Can I refinance my loan later for better terms?
Yes! We regularly review loans to ensure you always have the best deal.
What’s the biggest mistake professional athletes make?
Not working with a lender who understands sports contracts. This leads to loan rejections or paying too much interest.
What happens if I retire or change careers?
Your loan should be structured with flexibility in mind. We set up your finance to support your long-term wealth goals, even beyond sport.
Secure the right loan for your career & future
You’ve built a career in professional sport, now let’s make sure your loan works just as hard for you.